More in Bank & Bill Fees
What this calculator does
Small monthly subscriptions add up. This calculator totals them and shows the annual bleed.
The math
Monthly bleed = sum of all subscription costs. Annual bleed = monthly bleed × 12.
Worked example
Netflix, Spotify, gym, cloud, and an app subscription can total $73 per month or $876 per year.
Why this matters
Fees are often the fastest leak in a budget. This tool shows what a single fee costs over time and what to ask for instead.
Methodology and transparency
This page publishes the exact formula used to compute the result, so you can verify it in a spreadsheet or check the assumptions against your own situation. The worked example uses the tool default inputs; change any number and the result updates live in your browser. No data is sent or stored.
Common questions
How do I find hidden subscriptions?
Check bank and card statements for recurring charges.
Should I cancel all subscriptions?
Cancel the ones you do not use. Keep the ones that save you money or bring real value.