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What this calculator does
Eviction creates a record that can raise rent and deposits for years. This calculator compares that to a lease-break penalty.
The math
Lease break cost = penalty + lost deposit. Eviction cost = future rent increase × 84 months + deposit hike.
Worked example
A $2,000 penalty plus $1,000 deposit versus $150 monthly rent increase over 7 years plus $500 deposit hike favors breaking the lease.
Why this matters
Legal and medical bills are stressful and opaque. This calculator gives you a starting number and a concrete next question to ask.
Methodology and transparency
This page publishes the exact formula used to compute the result, so you can verify it in a spreadsheet or check the assumptions against your own situation. The worked example uses the tool default inputs; change any number and the result updates live in your browser. No data is sent or stored.
Common questions
Can I break a lease without penalty?
Sometimes, with landlord negotiation or legal protections.
Does eviction affect credit?
An eviction judgment can appear on tenant screening reports and hurt your ability to rent.