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Divorce Asset Splitter

Divorce Asset Split Calculator

What this calculator does

Enter your assets and the calculator shows each party's half. This is a simple math tool, not legal advice.

The math, with a worked example

Each party receives total asset value รท 2. House, 401k, car, and savings totaling $405,000 split gives each party $202,500. Note that a 401k half isn't cash โ€” taking it as cash outside a QDRO triggers the penalty and tax on an early retirement withdrawal.

Why this matters

Half of $405,000 is $202,500 on paper โ€” but a 401k half, a house half, and a savings half are 3 different kinds of money with different taxes, liquidity, and costs to reach. Seeing the split as one number is the starting point for negotiating which assets make up your half.

Methodology and transparency

Each party = total entered asset value รท 2, a clean community-property-style split. That 50/50 is the simplification to challenge: most states use equitable distribution (fair, not necessarily equal), separate property acquired before the marriage stays out, and the split of a retirement account needs a QDRO to avoid the early-withdrawal penalty and tax. The tool prices the pile, not the process. Everything runs in your browser; no data is sent or stored.

Last reviewed: 2026-08-08

Common questions

Is this legally binding?

No. It is a rough estimate. Consult an attorney for legal advice.

Does this include debts?

No. Debts should be subtracted or entered as negative values.

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