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What this calculator does
Delivery apps hide their cost in small fees. This calculator stacks every charge per order, annualizes it, and shows what that money would be worth if invested instead.
The math
True order cost = subtotal × (1 + markup% + service% + tip%) + delivery fee. Weekly cost = true order cost × orders per week. Annual cost = weekly × 52 + subscription × 12.
Worked example
Two $28 orders per week with 15% markup, 10% service fee, 20% tip, and a $2.99 delivery fee cost about $47 per week. Add a $9.99 monthly subscription and the annual true cost is around $2,565.
Why this matters
Small daily habits are the easiest to change and the fastest to compound. This calculator shows the real savings from one swap.
Methodology and transparency
This page publishes the exact formula used to compute the result, so you can verify it in a spreadsheet or check the assumptions against your own situation. The worked example uses the tool default inputs; change any number and the result updates live in your browser. No data is sent or stored.
Common questions
Why count the subscription?
Because the subscription only exists to make delivery feel cheaper. It is part of the true annual cost even if you forget you pay it.
Does this include tax?
Tax is on top of the true cost. The calculator focuses on the fees that are unique to delivery.
What is the counterfactual?
It is the future value of the annual delivery cost if you invested it at your expected return instead.